Individual Services
  • Are you experiencing debt problems?
  • Are you unable to make ends meet?
  • Is your financial situation stressing you out?
  • Do you feel your only option is to declare bankruptcy?

BLT Lapointe & Associates Inc. is a financial recovery advisor and personal licensed insolvency trustee firm with offices in Montreal, Laval, the South Shore and the North Shore. We provide a team of qualified experts who can give you the support you need.

Solutions for a Fresh Start

During a free confidential financial evaluation, with no obligation on your part, the team at BLT Lapointe & Associates Inc. will take the time to listen to you, answer your questions and guide you toward the best options available to help you out of your problems with debt.

Remember: Bankruptcy Is Not the Only Solution.

Whatever the nature and extent of your financial problems, you can trust us to provide you the help you need.

Free confidential evaluation form

Your first meeting is free, confidential and with no obligation

How to Pay All Your Debts Without Going Bankrupt

A consumer proposal is a sensible option that can be used to pay all your debts without having to declare personal bankruptcy.

A consumer proposal gives you all the following benefits:

  • You keep your assets
  • No lawsuits can be instituted against you
  • Creditors stop calling you
  • No more interest accrues on your debt
  • There is less impact on your credit rating than for bankruptcy

After analyzing your personal financial situation, our advisors will tell you whether a consumer proposal is the best solution for you.

BLT Lapointe & Associates Inc. is accredited by the Office of the Superintendent of Bankruptcy to draw up consumer proposals, present them to creditors and administer them in Montreal, Laval, the South Shore and the North Shore, Granby and many other cities and municipalities in Quebec.